note: my credit score is above 700 and i've never once been late on ANY payment to ANYONE

What?

they raised my 'default' interest rate. meaning that if i'm ever late my rate shoots up to 29.4 percent.

either way, I'm closing the account, I've had this card for 7 years and have never heard of such ridiculous crap

Good!

@dannhasnojetpack Welcome to the aftermath of the Bush administration. Although to be fair, Clinton kind let that shit go near the end of his.

Who the fuck on this planet thinks that 30% interest is even remotely fair. Especially out of the blue, on people who have impeccable credit records. These fuckers need to go directly to jail.

However, if you call them, there's a pretty good chance you can get them to lower that significantly, depending on how much you bargain. They are desperate right now. So far, I've gotten two down to 9.9% and one down to 0%.

i don't bargin with criminals. those mother fuckers are getting the axe as soon as i get the balance paid down..